How To Get the Best Car Loan; 2020 Nissan Leaf Plus Test Results | Talking Cars

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  • Опубликовано: 24 янв 2025

Комментарии • 82

  • @ElijahsAba
    @ElijahsAba 4 года назад +11

    Go to the dealer with your own financing already lined up, and then see if the dealer can improve on it

  • @hereigoagain5050
    @hereigoagain5050 4 года назад +2

    Good for Jen for saying nice things about the Leaf.

  • @JeremyAkersInAustin
    @JeremyAkersInAustin 4 года назад +11

    Regarding EVs in power outages: People seem to forget that gas station pumps don't generally work in power outages either. Solar + battery storage on homes allow EV drivers to keep driving in power outages while gas cars struggle to find stations with power to the gas pumps.
    Also: Every time the power comes on (IE: during rolling blackouts) EVs automatically continue charging as long as you're plugged in. So you don't have to "waste gas" and time driving around looking for gas stations with working pumps in an outage. You can just relax and let the car charge every time the power comes back on. 200 miles of range gets you through a lot of local driving so it's not something that causes EV drivers any real anxiety.

    • @stephenj4937
      @stephenj4937 4 года назад

      For people who live in coastal areas prone to hurricanes (as I do), I recommend having a gas-powered. They are much more flexible for the evacuation routes, and many gas stations in my area have backup generators.

    • @Buc_Stops_Here
      @Buc_Stops_Here 4 года назад

      Won't work for me. I don't have roof facing the sun and would have to build a solar farm to do as you say. Living in the northeast the sun is not available about 40% of the time either. It is why CR had trouble pulling off this episode - and they all came into work to pull it off. No power to charge your battery car in a power outage, if you don't have it charged is bad for the battery if the charge falls to zero - especially if it is hot, like it was in CT the week the power was out as it was over 90 every day. A damaged battery worth over $10,000 - no thanks. I will stay with gas for now. If I rewire my home's generator then I might consider an electric car but I would not risk a battery as our power goes out every other year for at least a week at a time.

  • @kendavis8647
    @kendavis8647 4 года назад +6

    We had a Hurricane and earthquake in one week here in North Carolina. 2020 what a year.

  • @GenealogistBuchanan
    @GenealogistBuchanan 4 года назад +3

    I believe that the Nissan Leaf can provide power to your home in the event of a power failure. (A year or two ago the Transport Evolved site experimented with this.) I understand that this bi-directional charging it is part of the Japanese Chademo (sp?) standard used by the Leaf and some other electric cars. (Some electric cars have huge storage capacities that dwarf the power of most gasoline-based generators.)

  • @tylerdunahee3127
    @tylerdunahee3127 4 года назад +3

    I agree the Leaf isn't on par with the Kona or Niro and perhaps the Bolt, but from what I've found, Nissan generally has more incentives. I recently picked up a 2019 Leaf SL Plus in June of 2020 for $28,000 before tax incentives. So after TTL and incentives I got it for under 25k. There's no other electric car that offers that range of features for that price point.

    • @pioneer7777777
      @pioneer7777777 4 года назад

      Totally agree, just did the same today. Mine will be $23k after incentives for an SL Plus. I am in the midwest where the Kona, Niro, etc are not options due to not being sold or serviced.

  • @sibiryak2994
    @sibiryak2994 4 года назад +1

    Nissan Leaf is a great car, I drive it every day. Hello from Siberia

  • @roguedogx
    @roguedogx 4 года назад +2

    13:11 TFL did a a great little experiment on that, and to make a long story short, assume the car accepts the charge (on tesla's that's a big if) you're looking at a full day's generator use to even get close to enough range to do.... anything. so unless you have an industrial generator, it's all downhill to your nearest charger, you're kind of SOL.

    • @roguedogx
      @roguedogx 4 года назад

      14:35 I'm actually starting to notice the opposite trend. Where once, much like hybrid technology, electric cars were strictly for early adopter who wanted to shout about it, The tech is slowing starting to move into the main lexicon and people are starting to want normal looking cars that happen to be hybrid. the majority of electric car market is still definitely in the "shout about it" mind set, but some limited data, as outline in the article below, suggests that if "a Civic that happens to be electric" is not under development now, they might want to get started.
      www.linkedin.com/posts/casey-wittbrot-6182b565_evehicles-chevrolet-hyundai-activity-6696505622604599296-nKkp

    • @Hogtown1986
      @Hogtown1986 4 года назад

      Lesson is, when a tropical storm is coming, charge up. But even after a big storm there are usually areas with power. Gas pumps don’t work without electricity either.

    • @JasonEDragon
      @JasonEDragon 4 года назад

      A number of homes have installed whole house backup generators that run on natural gas. When I installed mine last year I sized it at 22 KW (a popular size for Generac home generators) so that I would have plenty of capacity to charge an EV or 2 in a pinch at full speed. I saw that TFL video a few months back and they used a very small recreational generator for that test. A good portable gasoline generator for home backup would be at least 5 KW and hold at least 5-7 gallons of gasoline - which could add ~20 miles of range every hour to a Tesla Model 3.
      That being said, I've always been busy taking care of my home during an outage, so there wasn't time for lots of driving around.

  • @jauffins
    @jauffins 4 года назад +3

    Car deal finance departments can be super shady - an FCA dealer, during the "please buy an extended warranty" presentation, showed figures that implied that my interest rate would be lower if I bought an extended warranty. It took a threat to walk away from the purchase, for them to back down and give me the lower rate. I refinanced my loan with a local CU, the next week at a rate several points lower. :)

  • @chandlerhill1
    @chandlerhill1 4 года назад +17

    The best car loan is no car loan.

    • @chandlerhill1
      @chandlerhill1 4 года назад

      Pauline Weinberger that is false. That new car you bought at “0” % will lose 60% of its value in the first 4 years. That’s 18k lost on your 30k car. Hopefully you factored that into your investment game. I don’t know any wealthy people who take a loan out on their car to invest money. Probably because it’s a bad idea.

    • @davidm5707
      @davidm5707 4 года назад

      @@chandlerhill1 She's actually right, to a point. Your paid off car will lose exactly the same amount of its value.
      Her way, if you can get a decent rate of interest, which is unlikely nowadays, you'll make a few extra bucks on your deposit.

  • @rogue13131313
    @rogue13131313 4 года назад +11

    Gas pumps require electricity to function, so you're outta luck either way in a power outage

    • @carljaekle
      @carljaekle 4 года назад

      Absolutely, not to mention that public charging is becoming widely available. The average EV owner will charge up the night before a storm and utilize public charging when available.

    • @Buc_Stops_Here
      @Buc_Stops_Here 4 года назад

      Not true. Gas stations in CT have generators so you can still get gas. Electric cars you have no way to get power for your car. If it goes to zero on charge, you get a damaged battery. My neighbor's Tesla now has a damaged battery for that very reason - they did not have a generator to give it power and no way to put solar panels on the roof to make enough power, so the battery went to zero in 90 degree heat - and the battery was damaged. Now they need to spend $10,000+ to get a new one and an operating car again. My gas powered car - no such problems.

  • @fl.sal.27
    @fl.sal.27 4 года назад +2

    Hi CR, in the description, the Leaf is at 10:00, not 8 min.

  • @cybercruiser69
    @cybercruiser69 4 года назад +3

    We've been leasing our last few cars, which makes it more difficult to tell if I'm getting a good deal, or how good a deal. With Leases, there are so many variables the dealership can fudge with, they can make the lease whatever they want it to be.

    • @RatKing59
      @RatKing59 4 года назад +3

      Use Edmunds and determine the Money Factor before you start the negotiations.
      Check a site named LeaseHackr for more information. You can make the entire process equally as transparent as financing, but you have to ask the dealer the right questions. Happy shopping.

    • @phlydude
      @phlydude 4 года назад

      Here's another money factor calculator link: sharplease.com/MoneyFactor

  • @Coronet_1969_
    @Coronet_1969_ 4 года назад +1

    Late drop on the video but Gabe is my all-time favorite. Good emphasis on car loans and financings, cannot cover this topic enough as so many people get caught up in the process and end up with either a longer loan or higher interest rate if they secured the financing BEFORE they walk into a dealership. Those guys are essentially crooks trying to sell you extra add-ons and remember, the finance manager is typically the top salesperson at the dealer!

  • @JasonEDragon
    @JasonEDragon 4 года назад +3

    EV owners generally won't have any more problems than ICE owners during a storm. Just get in the habit of keeping it plugged in - or at least plug it in the day before the storm. Much easier than waiting in long lines at the gas station before a storm.

    • @AFCFWA
      @AFCFWA 4 года назад

      Gas pumps won't work if power is out

  • @phlydude
    @phlydude 4 года назад +4

    Those Korean electrics aren't available in most states - until you can buy them in all states, they aren't an option for those not living in CA, New England and Mid-Atlantic areas

    • @be236
      @be236 4 года назад

      Plenty of Kona Electrics and Kia Niro EVs in Pacific Northwest.

    • @pioneer7777777
      @pioneer7777777 4 года назад

      @@be236 Thing is Kia will not service a Niro bought out of state. Makes it a pain to own one if you can never bring it to any dealer for issues.

  • @Buc_Stops_Here
    @Buc_Stops_Here 4 года назад

    A generator can power an electric car, but you would have to allocate a large number of circuits to do this on a built-in unit. For a portable unit you could do it as well, but it would be far slower as it would not generate enough power to do fast charging. In order to rewire your home and prioritize your car for a generator you already have it is an expensive cost you have to add in.

  • @paulcummings55
    @paulcummings55 4 года назад +1

    Just to keep it apples to apples, if your neighborhood loses electricity, that is going to include gas stations, which means you can't refuel your ICE vehicles either...

  • @goostrey4210
    @goostrey4210 4 года назад +2

    Are the cars you suggest CUVs? They all seem like SUVs to me but the questioner asked for recommended CUVs.

    • @rickyh527
      @rickyh527 4 года назад +2

      I agree, I don't believe any of the vehicles they recommended is a CUV.
      I thought they'd atleast recommend 2018 Toyota RAV4 or 2017 Nissan Rogue, both in the AWD configuration.

    • @stephenj4937
      @stephenj4937 4 года назад

      Equinox and Outback are definitely CUVs.

    • @goostrey4210
      @goostrey4210 4 года назад +1

      @@rickyh527 The panel seemed to assume that CUV means Crossover Utility Vehicle (i.e. anything on a unibody frame) but, judging by Christopher's question, I think he wanted recommendations for Compact Utility Vehicles (i.e. the smaller SUVs, like the the HRV), as he mentioned the Equinox and Escape. I think he wanted something smaller than a regular crossover SUV that could tow 2000+ lbs.

  • @williamroden8495
    @williamroden8495 3 года назад

    Excellent advice!

  • @douglasalanthompson
    @douglasalanthompson 4 года назад

    The Leaf has telescoping adjustment in 2020. S+ has 226 mile range.

  • @craigmerkey8518
    @craigmerkey8518 4 года назад

    You guys are always awesome!

  • @carljaekle
    @carljaekle 4 года назад +1

    The Tesla Model 3 SR+ lists for $37,990, so not in another world compared to a Nissan Leaf plus.

  • @SuperFredAZ
    @SuperFredAZ 4 года назад +5

    8.25% what year is this, 1990?

  • @BTC909
    @BTC909 4 года назад

    "the price of the car" is really the 'Capitalization Cost' or 'Cap Cost'. This also applies to leases.

  • @hatalatesting6476
    @hatalatesting6476 4 года назад +5

    Financing a depreciating asset doesn't make much sense. Buy what you can afford.

  • @tonydemore1280
    @tonydemore1280 4 года назад

    The biggest issue with the Nissan Leaf is that the battery pack does not have active thermal management which could and has lead to premature battery failure. For that reason it would be better to lease it rather than purchase it.

  • @BB-xd6kd
    @BB-xd6kd 4 года назад +1

    Why thinking: "How do I charge my car when power is out?", rather than "Why am I missing my vehicle to grid connection, so I can run my house for at least 3 days off the LEAF battery?" How long do your power outages last???

  • @chrismcfee6785
    @chrismcfee6785 4 года назад

    Not all new Rav4's can tow 3500lbs. only some models can like the Adventure/Trail model. The same as the Escape and the Equinox.

  • @isaacbeja4073
    @isaacbeja4073 4 года назад +2

    Car inventory is low?

    • @BTC909
      @BTC909 4 года назад

      Yeah I had to laugh at that one.

  • @douglasalanthompson
    @douglasalanthompson 4 года назад

    Kona not available nationwide.

  • @bjs2022
    @bjs2022 4 года назад +2

    Keith’s “Bad sound makes good video look bad”

  • @PaulHo
    @PaulHo 4 года назад

    Is it Summer? Because Keith is serving nothing but shade.

  • @stacyhackney6100
    @stacyhackney6100 4 года назад

    Thank you.

  • @Vilm0r
    @Vilm0r 4 года назад

    The Leaf's charging flap was open during that test drive

    • @ralanham76
      @ralanham76 4 года назад

      So you can plug in faster 👌

  • @FoYo1005
    @FoYo1005 4 года назад

    While it has an adequate powertrain, I would NEVER recommend someone buy a Chevy Equinox. I rented one and could not drive it withing knee pain, no matter how I adjusted the seats. Everything else was functional, although cheap.

  • @jjanovsky1983
    @jjanovsky1983 4 года назад +2

    When talking about EVs, you are constantly ignoring the existence of Tesla Model 3 SR+
    It is very annoying when you are talking about similarly priced EVs.
    With Leaf, you have also ignored (or missed) that its Chademo fast-charging connector is a dead-end that even Nissan has abandoned (Ariya will have CCS).

  • @mrdylanjoseph
    @mrdylanjoseph 4 года назад +2

    You guys don’t have anywhere to plug it in, hahahahahahagaga!!

  • @redwineisfine
    @redwineisfine 4 года назад +3

    You should be concentrating on telling buyers to "educate" themselves on basic math.
    For some reason with all the information out there, people are still too dumb and lazy to know that $300 per month is impossible when financing 29,000 with today's loan terms...

  • @stevewausa
    @stevewausa 4 года назад

    And Hyundai and Kia dealers are upcharging their cars, Nissan is discounting LEAF.

  • @kered2248
    @kered2248 4 года назад +3

    Not sure where you guys are getting the statement about a $35k model 3 not existing. It does as a special order. Please don’t misinform your audience on things like this.

    • @calvinbawesome7715
      @calvinbawesome7715 4 года назад +2

      Nope. Model 3 base price Is $37,990 according to teslas website.

    • @phlydude
      @phlydude 4 года назад

      and it doesn't have auto pilot

  • @emiliorescigno
    @emiliorescigno 4 года назад

    An EV seems like the best vehicle ever to have in the event of a power outage - you can power your house for days with the power inside the battery without running and maintaining a generator.
    Also, there is a $35k Model 3. Edmunds bought one and describes it here:
    ruclips.net/video/yXsBcpp5BKs/видео.html

  • @nickolastiguan
    @nickolastiguan 4 года назад +3

    Why keep laughing and making jokes about Jen and Gab not having power? Why and errrrrm how is that funny?

    • @ralanham76
      @ralanham76 4 года назад

      It’s more of an uncomfortable laugh, he knows them well

  • @btrts6431
    @btrts6431 4 года назад

    Wrong. Tesla Model 3 starts at $37,990. Way better value than the Leaf.

  • @Hogtown1986
    @Hogtown1986 4 года назад +1

    You do viewers a disservice when you talk about prices with no context. Nissan heavily discounts the Leaf, as does Chevy with the Bolt. Tesla discounts zip, nada. And of those 3, only Nissan still has the tax break and it’s the full $7,500. That makes a significant difference at tax time.
    For most of us outside of CARB states, the only available mass market EVs are Leaf, Bolt and Tesla. Go sit in a Leaf, then a Bolt and say which one you’d rather drive daily. Not even getting into the issue of the lack of safety features on the Bolt.

    • @Noah_E
      @Noah_E 4 года назад

      Not disagreeing with you, but just like Jenn's son said, the Leaf is still prohibitively ugly. I'd give up the $7,500 incentive to not have that wart in my driveway.

    • @pioneer7777777
      @pioneer7777777 4 года назад

      @@Noah_E Styling is a matter of taste. 500,000 LEAF owners worldwide like it well enough to have them in their driveway.

  • @AFCFWA
    @AFCFWA 4 года назад

    Tesla 3 and Y are better in every way

  • @suvari225
    @suvari225 4 года назад

    @15:35 There is no 35k Tesla??? When did you check the Tesla website? You can get Model 3 Standard range plus for around 37k plus state incentives. Right now, it is out. Tesla is superior in every aspect. How can you ignore that? Unbelievable...

  • @bjs2022
    @bjs2022 2 года назад

    Keith’s and Gabe’s bad sound makes good video look bad.

  • @dannyferguson9415
    @dannyferguson9415 4 года назад +1

    14:00 "Driving a EV, doing the right thing for the environment"
    There has never been a car made that was not bad for the environment. If you know anything about Lithium mining you know EV's are bad for the environment. the best you can say is "Less Harmful"

    • @davidm5707
      @davidm5707 4 года назад

      Any time you have to concentrate energy, whether gas in a tank, or electric charge in a battery, or cracking hydrocarbons for hydrogen, you're going to mess up the environment.
      Renewables come closest to being neutral, depending on the battery components used.

  • @gene978
    @gene978 4 года назад +1

    Talk about beating a dead horse. 1/3 of the video is interests rates

  • @nickolastiguan
    @nickolastiguan 4 года назад

    14:06 Tesla Model 3, Y and X are pretty ugly.